ACH Credit Transfer Reversals

Since ACH Credit Transfers rely on the customer to push funds to the merchant, there is a greater margin for error with the transaction. For example:

In these situations, the customer can contact their bank to reverse the funds -- this is called a reversal. The National Automated Clearing House Association (NACHA) rules state that reversals can occur within 5 business days. This means that it’s possible for reversals to happen after we make the funds available in your Stripe account.

There are a few key points to be mindful of when accepting ACH Credit Transfers with Sources: