# SEPA Credit Transfer Reversals

When a SEPA Credit Transfer is carried out in error, a reversal is issued by the bank in order to return the funds to the original account. Unlike ACH Credit Transfer reversals, SEPA Credit Transfer reversals cannot be initiated by the customer.
There are a few key points to be mindful of when accepting [SEPA Credit Transfers with Sources](https://stripe.com/docs/sources/sepa-credit-transfer):
* Stripe’s bank partner will notify us and we will process a negative source transaction on the source. You can listen to the **`source.transaction.created`** webhook event to be notified automatically or can view the source event log on your Stripe dashboard.
* At the same time, we will apply the reversal amount from the source balance.
* If the source balance does not cover the reversal amount, the difference will be deducted from your Stripe balance.
* If your Stripe balance has insufficient funds, any new payments that you accept will be used to offset the negative balance incurred until your balance is positive.