The type of connection that Stripe has with your financial institution determines whether Stripe and/or our service provider need to access your financial account information by using and storing your login credentials.
If neither Stripe nor our service providers can connect to your financial institution via OAuth, then you are sharing your financial institution login credentials with Stripe and/or one of our service providers when you link a financial account. Stripe and/or our service provider will store the credentials using industry-leading encryption and use them to regularly obtain the updated account information that you’ve consented to share. Learn more about our service providers’ security practices.
If Stripe or our service providers are able to connect to your financial institution via OAuth, then you can link a financial account without sharing your login credentials with any other entity besides your financial institution.
No matter which type of connection is made, we do not share login credentials with your merchant.