Virtual accounts are similar to bank account numbers except they do not expose your bank account information. To the end customer, transferring money is the same as to any other bank account.

To help facilitate receiving payment, Stripe generates and manages Virtual Account numbers that you can share with your customers. You can generate a BCA and a BNI virtual bank account for your customer. We recommend letting your customer choose which account they want to transfer from and then generate the virtual account based on their selection. Stripe will automatically monitor the virtual account and notify when there is a transfer.

Your customer can transfer from any Indonesia bank to Stripe’s generated virtual account.