Pricing updates for businesses based in Norway [pdf]
Starting 10 April 2023, processing fees for European cards are decreasing to help your business save costs on the most common transactions. However, fees for international cards, disputes, and USD currency payouts will be changing due to increases in card network fees and service costs.
Please refer to the following details to understand how these changes may impact your business.
Starting 10 April 2023, pricing for cards issued in the European Economic Area (EEA) will decrease to match domestic Norwegian card fees, and fees for international cards will increase.
Card fees today |
Card fees starting 10 April 2023 |
Norway cards: 2.4% + 2kr per transaction |
Norway cards: 2.4% + 2kr per transaction (no changes) |
EEA cards: 2.9% + 2kr per transaction |
EEA cards: 2.4% + 2kr per transaction |
International cards (incl UK cards): 2.9% + 2kr per transaction |
International cards (incl UK cards): 3.25% + 2kr per transaction |
Dispute fees (also known as chargebacks) will increase from 150kr to 200kr. We’ll also no longer refund this fee if the customer’s bank resolves the dispute in your favor, due to the costs Stripe incurs for managing dispute evidence submissions (regardless of the outcome).
When you settle funds to your Norway based Stripe Account in a currency other than the primary currency of your Stripe account country, Stripe dispute fees will be applied in that currency. Here are the corresponding dispute fees for each currency: 20 USD, 35 AUD, 35 NZD, 120 HKD, 2000 JPY, 20 SGD, 350 ZAR, 20 CAD, 150 HRK, 20 GBP, 200 NOK, 20 CHF.
Businesses in Norway paying out to a bank account that accepts USD without requiring a business to be in the US (US-domiciled accounts) will now incur a 1% fee, with a minimum fee of US$2.50 per payout. This is in line with alternative currency payout fees from common providers.
If you are using Stripe Checkout or the Payment Element, you can easily turn on over 25 payment methods from the Dashboard with zero additional engineering work. Stripe will automatically surface the right payment method to help you increase conversion based on where your user is located.
Below are a few commonly used low cost payment methods:
Link, Stripe’s one-click checkout experience, can be used to process all domestic cards for 2.1% + 2kr per transaction.
Bank transfers can be used to process large, one-off transactions for 0.5% per transaction, capped at 50kr.
SEPA Direct Debit can be used for EU-based recurring payments for 3.70kr per transaction.
The best way to calculate the impact these changes might have to your business is to leverage the Reports section of your Stripe Dashboard.
Go to the Reports section of your Dashboard
Click on “Download” located at the top right hand of the “Balance change from activity” module
Export your activity to a .CSV file and ensure that “Card country” is selected as a column
Review transactions processed by the countries impacted
Starting 10 April 2023 these types of transactions will be subject to the new fees.
This support page provides you with more details on the notice we sent you describing changes to certain fees. That notice is a legal notice sent to Stripe users, even those who have unsubscribed from optional marketing notices. You cannot unsubscribe from legal notices, but if you’d prefer not to receive any further legal notices from Stripe, you can close your account by following these steps.
Your continued use of Stripe's services after 10 April 2023 is subject to these fee changes. Any termination rights you have under your agreement with us are unaffected by this change.