In which bank account should Stripe transactions appear in Xero?

In the Payment Service Settings within Xero, make sure that you select the bank account that you have attached in Stripe for the Stripe transactions.

You can confirm or change the bank account on the Payouts page of your Stripe Dashboard:

How can I reconcile payments in Xero?

Xero will usually match bank payments with the Stripe payments and fees that are automatically recorded in Xero when an online invoice is paid. You will have to click OK to accept the match.

However, if a match is not suggested, you can use the Find & Match option to locate the transactions. This article outlines more information about reconciling payments in Xero:

https://central.xero.com/s/article/Reconcile-Stripe-payments

What are the key fields or information that Xero looks up from Stripe to do auto-reconciliation?

When a Stripe payout is imported into your bank account in Xero, Xero queries the transactions associated with that payout and then matches them to the Xero invoices using the Stripe charge IDs (ch_XXXX).

Auto-reconciliation is available only if the Stripe account has an automatic (not manual) payout schedule set up. Additionally, auto-reconciliation only works when your one Stripe account is integrated in one organisation within Xero. It is not supported if your one Stripe account is integrated in multiple Xero organisations.

Is there a Stripe feed?

Yes. You can set up a direct feed to import your transactions into Xero automatically. Once connected, transactions are imported from the most recent payout only.

For full details, see: https://central.xero.com/s/article/Stripe-direct-feeds