Stripe offers different settlement timings for ACH Direct Debit payments. Standard settlement timing is six working days from payment creation date for users on the Charges API and four working days for users on the PaymentIntents API.

After ACH Direct Debit payments are settled to your account balance, payouts are made to your bank account according to your set payout schedule.

Additional information

• Eligible US users processing ACH Direct Debit payments on the PaymentIntents API can opt in to faster settlement timing, where funds are available in your balance two working days from payment creation. To find out more about this feature, see Two-day settlement for ACH Direct Debits.