As of 14 September 2019, new authentication requirements are being introduced for online payments in Europe as part of the second Payments Services Directive (PSD2). Payments where both the business and the customer’s bank are located in the European Economic Area (EEA) need to meet the new Strong Customer Authentication (SCA) requirements. This means adding an extra layer of security for customers making purchases online. Businesses with European Stripe accounts charging European customers may need to update their Stripe integration to support the additional authentication requirements.
Below you can find some of the most common questions on SCA. Read our technical docs to start integrating our SCA-ready solutions.
For Stripe businesses impacted by these new requirements, we’ve created an SCA section in your Stripe Dashboard. In it, you’ll be able to see the percentage of your payments that may be impacted by SCA, as well as recommendations on how to update your integration.
Common questions on how to update your Stripe integration to handle dynamic authentication and meet SCA-requirements. FAQs for platforms, plugin-users and subscription business can be found below.
Determine if your Stripe account was created through a partner solution
SCA-related preparations for businesses created using platforms or plugins
Using 3D Secure authentication with payments made through Stripe Billing
Find more information about Strong Customer Authentication through our Support Site.