# Terminal support for PIN debit transactions

Support for PIN transactions on Terminal varies by region.
## United States
Terminal processes co-branded debit transactions in the US through the credit card networks (for example, Visa, Mastercard, and Discover). Cards in the US run across credit rails rather than debit rails, and typically don't require a PIN for cardholder verification.
If a PIN is required, for example, for cards issued internationally, the Stripe Reader S700/S710 and WisePOS E readers prompt for a PIN. Stripe Reader M2 doesn't prompt for a PIN, however this doesn't impede general acceptance. PIN-less transactions can be processed on card readers without a PIN pad.
Co-branded debit cards (which support both a local debit network and the Visa, Mastercard, or Discover networks) are accepted, and make up the vast majority of debit cards issued in the US. Debit cards that don't support Visa, Mastercard, or Discover co-branding aren't accepted.
## Canada
Terminal processes [Interac Debit](https://stripe.com/docs/terminal/canada#test-card) transactions as PIN debit. Both credit card and Interac debit payments may require customers to enter their PIN on the card reader to complete the transaction.
## Europe and Asia Pacific
Terminal processes co-branded debit transactions through the credit card networks and prompts for a PIN when required. In European markets, there are regulatory requirements around PIN authentication for transactions. Read more about [PIN and Strong Customer Authentication requirements](https://stripe.com/docs/terminal/global).
## Australia
eftpos is the interbank network that handles routing of debit payments in Australia. A majority of consumer debit cards in Australia are branded with an eftpos logo and co-branded with Visa or Mastercard. Terminal processes co-branded debit transactions through both the credit card networks and eftpos, depending on the type of transaction. Terminal also supports mono-branded debit cards. In both cases, the Terminal prompts for a PIN when required.
## New Zealand
eftpos is the interbank network that handles routing of debit payments in New Zealand. Consumer debit cards in New Zealand are branded with an eftpos logo and may also be co-branded with Visa or Mastercard. Terminal supports co-branded eftpos over the co-brand rails.