Instant Verification on the Charges API
You can instantly verify a customer's ACH Direct Debit banking information instead of using microdeposits by integrating Plaid.
See Plaid’s integration guide for more information, including pricing.
Instant Verification on the PaymentIntents API
For more details on how to instantly verify a customer's bank account on the PaymentIntents API see, Accept an ACH Direct Debit payment.