We're rolling out new updates to Adaptive Pricing for Checkout and Payment Links starting on April 8, 2025.

What's changing with these updates?

We’ve made significant improvements to Adaptive Pricing:

• No additional fees: You’ll no longer be charged any fees for Adaptive Pricing. Instead, your customers will incur a 2–4% conversion fee when they choose to pay in their local currency.
• No Foreign Exchange (FX) risk on refunds: All refunds will be converted by Stripe and paid back to your customer in their payment currency, at no additional cost to you.
• Single currency settlement: All transactions will be settled in your primary currency and will always match the price you set, regardless of the currency your customer pays in.

How do these changes impact my current Adaptive Pricing settings?

These updates to Adaptive Pricing will be a built-in feature of Payment Links and can no longer be disabled. It will be automatically enabled for Checkout unless you previously disabled it. You can choose to opt out of Adaptive Pricing for Checkout at any time.

What should I do to prepare for these updates?

Review your integration to make sure any event destinations can handle PaymentIntent objects with local currencies. With these updates, the Checkout Session and the underlying PaymentIntent objects will reflect your default settlement currency and amount so you will no longer need to use the currency_conversion hash to determine what your customer would have paid in your default currency.

If a customer pays in local currency, the checkout.session.completed event will contain a presentment_details hash that includes the presentment_amount and presentment_currency. The amount and currency reflect what your customer paid in the local currency.

How do I test these updates before they're rolled out?

To test the updates to Adaptive Pricing in test mode prior to April 8, 2025, set a beta header on your Checkout Session and/or Payment Link creation requests: Stripe-Version: adaptive_pricing_beta=v1. When testing Payment Links, you also need to specify payment_method_types. For instructions on setting the Stripe-Version header when using a Stripe SDK, see the README file in the respective GitHub repository. The beta header is only supported in test mode.

Learn more about how to test local currency presentment for Checkout and Payment links using location-formatted customer email.