Why do I need to update my business information?
Stripe regularly reviews and updates its verification requirements to stay current with financial regulations and ensure businesses that use Stripe are compliant. For Brazilian businesses accepting card payments or making transfers, we’re updating how we collect, validate, and verify business information in line with regulations issued by the Central Bank of Brazil. As a result, you may need to provide updated information. Our goal is to help ensure safe and uninterrupted access to the payments ecosystem for you.
What actions do I need to take?
Log in to your Dashboard to view the actions you need to complete. See below for guidance on the types of information you may need to provide. The exact requirements may differ based on your business type.
If we're unable to verify your business automatically, Stripe may ask for additional documentation to confirm both your identity and your business identity for regulatory purposes.
Make sure that the information in your documents aligns with the details in your Stripe account. Before uploading any document, verify that both your information and that of the legal entity in your Stripe account are accurate. Click Edit next to your business details in the Dashboard to make any necessary changes.
Requirements for individuals
ID authentication
To confirm your identity, provide one of the acceptable documents and proof of life verification by taking a selfie with a photo ID. This allows us to ensure you're really you and prevents unauthorised access to your business account.
Address verification
Our address verification control verifies your information with trusted databases, ensuring that your address matches those on record. This extra layer of security protects your business and your customers. Provide acceptable documents for address verification.
Your address must be located in Brazil.
CPF registration status verification
We need to verify your CPF registration status to ensure that your CPF is registered with the Federal Revenue Service (Receita Federal do Brasil) as active. Our tax registration system verifies your information with trusted databases, similar to address verification.
You can check the status of your CPF before creating your Stripe account.
Financial capacity
Central Bank of Brazil regulations require Stripe to collect our users' financial capacity information. Provide the range that best represents your monthly gross income.
- Less than 2,900 BRL
- 2,900.01 - 7,100 BRL
- 7,100.01 - 22,000 BRL
- More than 22,000 BRL
Requirements for companies
Business address verification
To comply with regulations, we need to collect and verify the address of your company. Provide acceptable documents for address verification.
ID authentication (business representative)
To confirm your identity (if you are the business representative of your company), please provide one of the acceptable documents and proof of life verification by taking a selfie with a photo ID. This allows us to ensure you're really you and prevents unauthorised access to your business account.
Person ID verification (business representatives, directors, owners and executives)
Stripe is required to verify the identity of business representatives, directors, owners and executives of your business. Provide one of the acceptable documents. If the person doesn't have a CPF, they're required to provide their foreign passport.
CNPJ registration status verification
Tax ID registration status verification ensures that the CNPJ provided on the Stripe account is registered as regular with the Federal Revenue Service (Receita Federal do Brasil).
You can check the status of the provided CNPJ before creating your Stripe account.
Ultimate beneficial owner (UBO)
Ultimate beneficial owners (UBOs) are individuals who either own 25% or more of a company, or exercise significant control over it. Stripe is required to identify and verify all your business’s UBOs.
If your business is a private corporation, partnership, or MMLLC, provide information on any individuals who own 25% or more of your company. Keep this information updated in your Stripe account.
If your business is a non-profit, government entity, or public corporation, provide information on all directors, officers and executives (UBOs of such business types in Brazil). Provide acceptable documents for UBO verification.
Proof of authorisation verification
Stripe is required to ensure that the person opening your business’s Stripe account is authorised to act on behalf of your business (that is, they are a legal representative of your business).
Review the list of acceptable documents to complete the proof of authorisation verification on the Relationship tab of the acceptable verification documents page. You need to submit a document that accurately lists all directors and matches the directors entered into the Stripe account.
Financial Capacity
Central Bank of Brazil regulations require Stripe to collect our users' financial capacity information. Please provide the range that best represents your monthly gross revenue.
- Less than 2,380 BRL
- 2380.01 - 6,750 BRL
- 6,750.01 - 30,000 BRL
- 30,000.01 - 4,000,000 BRL
- 4,000,000.01 – 25,000,000 BRL
FAQ
Why am I being asked to verify my identity?
How does Stripe ensure the security and privacy of the information I provide during verification?
How does Stripe verify my identity?
How does Stripe's identity verification technology work?
What happens if I fail to complete the required verifications by the deadline?
What if I can’t provide the required information?
How will I be notified if there are issues with my verification documents?