What is a non-card payment method or a Local Payment Method (LPM)?

A non-card payment method is any payment method that is not debit or credit cards.

Stripe offers many non-card payment methods, also known as alternative payment methods (APMs) or Local Payment Methods (LPMs). Non-card payment methods allow you to transfer funds without needing to use cash or card. Common non-card payment methods include digital wallets, bank transfers, cryptocurrency, and buy-now-pay-later payments (BNPLs).

For more information on non-card payment methods, check out our guide.

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