If you are using the Setup Intents API to set up off-session recurring payments for Strong Customer Authentication (SCA) compliance and the test card ending in 3184 is requiring 3D Secure authentication for every charge, instead use the test card ending in 3155 instead to test one-time payments. The card ending in 3184 is meant for testing authentication on all transactions, regardless of how the card is set up.
Testing 3D Secure Card Payments (Stripe Docs)