Certain categories, including illegal products or services, are never eligible. Stripe's review upon account activation ultimately determines whether a business is supportable.
The types of businesses listed in our Restricted Business List are representative, but not exhaustive.
The purpose of this FAQ is to help you understand whether we can support your business. We independently review every account and all relevant information during account activation, and this review determines whether or not a business is supportable.
We understand that your business might be legal, but for now, due to various reasons, including requirements that apply to Stripe as a financial infrastructure platform, requirements from our financial partners, and the potential risk exposure to Stripe, we're currently not able to work with certain industries. Find more information at the Restricted Business List.
If your account has already been rejected, reply to the email about your prohibited items with a link to the page showing the items have been removed.
Due to various requirements that apply to Stripe as a payment processor, requirements from our financial partners, and the potential risk exposure to Stripe, we can’t currently work with businesses that sell or offer adult content or services.
The restriction applies to any business that offers or sells pornography and other sexually explicit materials (including literature, imagery, and other media) depicting nudity or explicitly sexual acts; sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features; sexually oriented items, adult video stores and sexually oriented massage parlors; gentleman's clubs, topless bars, and strip clubs; or any sexually oriented dating services, among others.
A content creation platform is a marketplace that hosts or distributes third-party content from multiple content creators and enables end-users to provide payments to creators. As the host or distributor of this content, content creator platforms are responsible for monitoring that their creators comply with Stripe’s requirements (including the Stripe Services Agreement and our Prohibited and Restricted Businesses list).
Content creation platforms must have robust policies and controls to, for example, detect and remove illegal content. Therefore, Stripe collects additional information from content creation platforms to confirm that we can support them. If you want Stripe to support your content creation platform, contact us for more information.
No, you’re not directly distributing your customers’ content and thus don’t require pre-approval. Each of your customers would be considered individual content creators and would likewise not require pre-approval. They must comply with the Stripe Services Agreement and our Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content) and are subject to monitoring by Stripe to ensure compliance.
No, because you’re selling your own content directly to your customers and aren’t acting as a platform, you don’t require pre-approval. However, you must comply with the Stripe Services Agreement and our Prohibited and Restricted Businesses list (which, for example, prohibits the sale of adult content) and are subject to monitoring by Stripe to ensure compliance.
See Stripe for the creator economy for more details.
See Requirements for accepting tips or donations.
We can’t support many financial services businesses, including investment and credit services, money transmission, bill pay or crowdfunding services, digital wallets, or cryptocurrency-related business (crypto mining equipment, initial coin offerings, or purchase and sales of cryptocurrencies).
Due to various requirements that apply to Stripe as a payment processor, requirements from our financial partners, and the potential risk exposure to Stripe, we can’t currently work with certain industries. You can see our Restricted Business List for more details.
While gambling is typically associated with casinos, our policy on gambling includes several businesses that offer similar services. This can include games of skill (or chance) with cash prizes, sweepstakes, pay-in auctions, office pools, or charity raffles.
While it might be legal in certain jurisdictions, the possession, use, and distribution of marijuana remains prohibited in many countries. We understand that your business might be legal, but for now, due to to various requirements that apply to Stripe as a payment processor, requirements from our financial partners, and the potential risk exposure to Stripe, we can’t currently work with certain industries.
Our restrictions currently include any products with CBD or THC in them, such as CBD-containing oil or tincture, topical cannabis-based products, or services (like massages) that include cannabis-based products. While we appreciate that legislation in certain regions has lowered some of the restrictions around the sale of hemp-based products containing CBD, Stripe currently can’t support the sale of these products.
Yes. After you've removed all unsupportable items, reply to the last email we sent to you on the supportability of your business.
If greater than 25% of your marketing, consulting, or SaaS services are targeted at marijuana sellers or products, or if you facilitate cannabis-focused conferences or trade shows, then you can only provide these services in the following regions: Australia, Canada, EU, New Zealand, or UK.
A business is an internet pharmacy if it sells, dispenses or markets, or facilitates the selling, dispensing or marketing of, a prescription or pharmacy-only medicine in response to orders placed over the internet.
Generally, no. Payments for prescription medication need to occur outside of Stripe. This is a highly-regulated industry and Stripe must abide by the card network policies in place regarding pharmaceutical merchants.
Telemedicine businesses don’t need certification from Legitscript. However, certain licensing and regulatory items must be provided to Stripe for verification as part of the onboarding process. If we require this information, we’ll reach out.
Telemedicine includes synchronous and asynchronous patient communication that involves diagnosis or treatment conducted over phone, text, email, or video consultations. Education or wellness resources regarding physical and mental health aren’t categorized as telemedicine.
Stripe reviews each business on a case-by-case basis. As no two business models are the same, we can’t know if your business will be approved without additional context. Telemedicine businesses applying for a Stripe account typically need to provide items such as license numbers and information on your processes. If we require this information, we’ll reach out.
Stripe or our financial partners deem the following travel industries high risk and, therefore, we don’t support them: travel reservation services and clubs, airlines, cruises, and timeshares.
We don’t currently support the sale of regulated or age-restricted items, including tobacco, e-cigarettes, and e-liquid.