Stripe accounts in Japan can start accepting JCB payments as soon as the account is activated, just like Visa and Mastercard.

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After you activate your Japanese Stripe account and complete the security checklist, you can immediately start accepting JCB, Diners Club and Discover cards. Historically this was only possible for Visa, Mastercard and American Express cards, and JCB required an additional review for these card brands.

While you can start accepting these cards immediately, JCB automatically reviews all accounts. In some cases, JCB may reject your account, or request additional information about your business or yourself.

JCB Rejection

Should JCB decide to reject an account, the decision is final. Any JCB payments that were processed before the decision will be automatically refunded.

Requests for additional information

If JCB requires more information about your account, Stripe will reach out to you by email. Until your account is approved by JCB, Stripe will temporarily pause your ability to accept new JCB payments. Any JCB payments that were processed before the pause will be automatically refunded.

Connect accounts and platforms

If you are using Connect and you need to onboard your connected accounts, see Accepting JCB payments as a Connect platform or connected account.

Technical limitations

• JCB payments must be in JPY
• Dynamic statement descriptors are supported for Kanji, but not for English or Kana. For English or Kana, Stripe will default to the default descriptor provided when you submitted your account application.

Additional Information

• Pricing for accepting JCB payments can be found on Stripe's Pricing page.
• Once you are approved to accept JCB payments, you can also accept payments from Discover and Diners Club cardholders.
• If you already have a direct, contractual relationship with JCB, reach out to us and we can review your case.
• JCB payments can also be accepted by Stripe accounts based in Australia, Canada, Hong Kong, New Zealand, Singapore, Switzerland, United Kingdom, United States, and all countries in the European Economic Area except Iceland.

• JCB, Diners Club and Discover will review your account from time to time and may change their approval decision in the future.