# "Cannot charge a customer that has no active card" error when creating a charge using PaymentMethod and Charges API

[Create a PaymentIntent](https://stripe.com/docs/payments/payment-intents/creating-payment-intents) for the customer instead. `PaymentMethods` are not compatible with the Charges API,
## Additional Information
* "Payment Methods" and "[Payment Intents](https://stripe.com/docs/payments/payment-intents/quickstart)" were introduced to prepare for [Strong Customer Authentication (SCA)](/questions/strong-customer-authentication-sca-preparation-and-resources) regulation. This regulation [goes into effect](/questions/strong-customer-authentication-sca-enforcement-date) on September 14, 2019.
* [One-time Payments with the Payment Intents API](https://stripe.com/docs/payments/payment-intents) (Stripe Docs)