Accepting ACH payments with Stripe

Automated Clearing House (ACH) payments allow you to receive debit payments directly from a customer’s bank account instead of using credit or debit cards. ACH payments are provided with lower fees than card payments but also require additional payer verification and introduce longer delays of payment and refunding.

Stripe users in the United States can accept USD payments using ACH from customers with U.S. bank accounts.

In order to activate ACH payments, you will need to sign into your account and agree to our Terms of Service.

For more information about ACH payments, see:

ACH Payments Guide
ACH Payment Pricing
Verify a New ACH Customer
Collect ACH Authorization from Customers
ACH Payment Processing Time
ACH Payment Limits
Refunds with ACH Payments
Disputes for ACH Payments

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