# Verification of Payee support for Treasury

Verification of Payee (VoP) regulation launched in October 2025 and helps prevent fraud and misdirected payments on the SEPA payment system. When you initiate an [payout](https://docs.stripe.com/api/v2/money-management/outbound-payments?api-version=2025-09-30.preview) to a European recipient or fund an EU [financial account](https://docs.stripe.com/api/v2/money-management/financial-accounts?api-version=2025-09-30.preview), VoP requires that you check whether the beneficiary name matches the name registered with the receiving account. This verification happens in real-time before the payment is processed, helping ensure payments reach their intended recipient.
## Topping up your financial account
You can top up your financial account by sending a SEPA bank transfer to your [Financial Address](https://docs.stripe.com/api/v2/money-management/financial-addresses?api-version=2025-09-30.preview). To ensure VoP returns a match, you should use the exact business name as it appears in your Stripe account.
Where to find your account holder name:
* Navigate to your financial account
* Click “Move Money” and then “Add money for payouts”
* Select the “EUR financial account” and click External bank transfer in the side modal
* Look for “account holder name”; this is the exact name that should be used for incoming bank transfers
## Sending payouts
When initiating a payout to an EU recipient in the Dashboard, Stripe will perform the VoP check. In case of a mismatch or close match, you will be prompted to acknowledge the difference and either edit the details or cancel the payout.
To ensure successful payouts from the first try, always collect the exact account holder details from your recipients, or ask them to provide the information themselves via [Hosted Recipient Onboarding](https://docs.stripe.com/global-payouts/stripe-hosted-recipient-creation#create-a-shareable-link).