# Understand charges where the card brand is 'link'

While we recommend [integrating Link](https://docs.stripe.com/payments/link/link-payment-integrations) using [dynamic payment methods](https://docs.stripe.com/payments/payment-methods/dynamic-payment-methods), all Link integrations provide the ability for customers to pay with any payment method saved to their Link wallet, such as a credit card or US bank account. If your integration uses Link with cards, when a customer checks out with a non-card payment method saved to their Link wallet, the payment will display with `type: card` and `brand: link` in the PaymentMethod API. Read our technical [documentation](https://docs.stripe.com/payments/link/link-payment-integrations) on Link for more details on how Link transactions show up in Stripe’s PaymentMethod API.
Payments where the card brand is 'link' are billed according to the rate of the payment method the customer checked out with. For example, if the customer checked out using their US bank account, Stripe will charge a fee for an [Instant Bank Payments](https://docs.stripe.com/payments/link/instant-bank-payments) transaction.