# Treasury: FAQ

## What is Stripe Treasury and how does it differ from the payments balance?
Your payments balance lets you collect payments from customers and pay them out to an external bank account. Treasury is a more comprehensive money management solution that lets you:
* Create a financial account
* Receive, store, and manage funds within a single integrated platform
* Store balances in multiple currencies
* Send money domestically and internationally to third parties (Global Payouts)
* Create virtual and physical cards for business spending
* Perform currency conversions with transparent fee information
## How many financial accounts can I have?
You can have one financial account per Stripe account.
## How do I delete my financial account?
If you'd like to delete your financial account, reach out to Stripe Support.
## Is there a limit on the amount of funds I can store or how long I can store them?
There are no limits on the funds you can store in your financial account or how long you can keep them there.
## How are my funds protected? Is the money I store on Stripe insured?
Fund protection depends on your location:
* United States: USD funds in your financial account are FDIC insured up to 250,000 USD.
* United Kingdom: Funds are safeguarded under Stripe's obligations as an E-Money Institution, meaning they're protected through segregation and ringfencing practices. Read more about fund safeguarding in the UK.
## Can I earn interest on money stored in a financial account?
Stripe doesn't offer interest or yield on financial account balances.