Availability: United States
Stripe Terminal offers support for on-receipt tipping for merchants with eligible MCCs in the United States.
Some business types allow customers to add a tip to a transaction after authorising the card. This is most common for businesses in the dining and hospitality space (e.g. a restaurant or bar), where a customer would add a tip onto the receipt.
In the US, after you confirm a PaymentIntent, you can collect a tip by capturing more than the authorised amount. This is known as over-capture. After you capture the PaymentIntent, your customer sees the full captured amount reflected on their statement.
Visa, Mastercard, Discover, and American Express card brands and tips processed on any Terminal card reader are supported.
Merchants in the following categories are eligible to collect tips using over-capture:
Taxis and limousines
Eating places and restaurants
Drinking places (alcoholic beverages)
Fast food restaurants
Beauty and barber shops
Health and beauty spas
Docs link: https://stripe.com/docs/terminal/collecting-tips/on-receipt
If you’re not sure whether your current merchant category is eligible, you can contact support
Connect users should make sure that the MCCs for their connected accounts match their businesses by reading about setting merchant category codes