# Stripe Capital: Line of credit FAQ

Businesses who are eligible for financing through Stripe Capital may be offered a business line of credit, which is the option to choose how much to borrow up to a prequalified credit limit.
### How does a line of credit work?
With a line of credit, you can choose how much to borrow up to a prequalified credit limit through a series of loans that match your financial needs. As repayments are made, the amount of funds available to apply for replenishes, allowing you to request more capital up to your available limit.
When you draw from your line, you repay the principal plus the fixed fee in 9 monthly payments. We reevaluate your business every 90 days and can adjust your available limit based on many factors, including your business’s health. Each draw is an individual loan subject to review and approval.
### Can my credit limit change?
We evaluate your credit limit every 90 days based on your business performance and payment volume on Stripe. You'll be notified if there are any changes to your credit limit. You can apply to draw the exact amount of funding you need within your available credit limit, and each draw is a loan subject to review and approval.
### How do repayments work when I have more than one active financing?
If you have more than one active financing at a time, a percentage of your sales will be withheld at the rate specified in each loan agreement. For example, if you have one financing with a 5% repayment rate and another financing with a 7% repayment rate, your overall repayment rate will be 12%. If you pay off the entire balance on the loan with a 5% repayment rate, your overall repayment rate will decrease to 7%.