Payment Intents API Requirement for Strong Customer Authentication (SCA) Compliance
Do I have to implement the Payment Intents API to be compliant with Strong Customer Authentication (SCA) regulations in Europe?
Payment Intents API
The Payment Intents API provides dynamic control over when and how SCA is required, adding access to 3D Secure 2 (3DS2) when 3DS2 is supported by cardholder banks.
Stripe Checkout is a pre-built solution created by Stripe using the the Payment Intents API. Checkout offers a Stripe-hosted and maintained end-to-end experience for you, ensuring that your business and integration are prepared for future regulations with minimal work required.
Strong Customer Authentication overview (Stripe Docs)
Migrating to the Payment Intents API (Stripe Docs)