Liability shift for Google Pay charges
Google Pay supports liability shift for all the major networks.
There are three use cases of Google Pay transactions:
- If the user adds a card to the Google Pay app using their mobile device, this card is saved as a Device Primary Account Number (DPAN), and it supports liability shift by default.
- If the user has added a card to Chrome or one of Google's 1P properties (YouTube, Play, etc.), these cards are saved as Funding Primary Account Number (FPAN): Liability shift is supported for all the major networks when 3D Secure is performed. You can customise Stripe Radar rules to request the activation of 3D Secure
- If the user selects Google Pay as the payment method on an e-commerce site or in an app that pays with Google Pay, the cards are saved as e-commerce tokens that represent the cards on file. Neither liability shift nor 3D Secure are supported for e-commerce tokens at this time.
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