# How do you create a Payment Link that doesn't allow card payments?

When you create a Payment Link in the Dashboard (or [using the API](https://stripe.com/docs/api/payment_links/payment_links/create) without specifying the `payment_method_types` parameter), the supported payment methods for that Payment Link are determined by your default [payment method settings](https://dashboard.stripe.com/settings/payment_methods) in the Dashboard. If you turn off the Cards payment method in your default [payment method settings](https://dashboard.stripe.com/settings/payment_methods), card payments won't be accepted for your Payment Links (except for those created via the following method).
If you want to create a Payment Link that has a different set of payment methods compared to your default payment method settings, you can create a Payment Link [via the API](https://stripe.com/docs/api/payment_links/payment_links/create) and specify [`payment_method_types`](https://stripe.com/docs/api/payment_links/payment_links/create#create_payment_link-payment_method_types). For example, passing `payment_method_types: ['us_bank_account']` allows for a Payment Link that only supports ACH Debit.