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Reconciling "Activity Paid Out in Later Months" on your monthly statements

On your Stripe monthly statements (which are available in your account settings here), you’ll see a row indicating an amount paid out in later months. This value signifies balance transactions that were created in that month, but paid out to you in the following month. This amount will be your end of month balance for the current month, and will become the starting balance for the next month. This is because of Stripe’s rolling payout period, and can lead to some confusion in interpreting your monthly statements.

For example: imagine you took a payment on March 31 (a weekday), and were on a 7-day rolling payout schedule (you can always see your current schedule here). Because of your payout schedule you’d expect to see these funds paid out to you 7 days later, on April 7. The payment would be part of the Net Activity of March, but would show up in a payout for April. On your statement, you’d see this amount included in March’s “Net Activity”, but not in “Activity Paid Out in Month”. Instead it’d be included in “Activity Paid Out in Later Months”.

This “Activity Paid Out in Later Months” is the sum of the payouts for the subsequent month that contain payments from the previous month. So, with the previous example, “Activity Paid Out in Later Months” would be the sum of all April payouts from April 1 through April 7, inclusive, because all of those payouts are composed of payments made in March. (Assuming a 7-day schedule.)

Weekends and holidays
This can get a little complicated when the due dates for the last payouts in a month land on a weekend or holiday. Say you receive a payment on March 24, a Saturday. With a 7-day payout schedule that payout would be due on March 31, also a Saturday. Because the vast majority of banks don’t move funds on the weekend, even though Stripe sends them early enough for a weekend arrival date, you will almost certainly not see this payout reflected in your bank balance until the next banking day: in this example, Monday April 2.

Since this payment was scheduled to arrive in your bank account in February, this will not be reflected in the “Activity Paid Out in Later Months” amount. So if you’re trying to reconcile your early April payouts with your “Activity Paid Out in Later Months”, you would not count this payout, even though you first saw it affect your bank balance in April.

Debits
While Stripe has shorter or longer payout schedules depending on your geographic region (you can read more about this here), these don’t apply to balance transactions that debit your Stripe balance. For example, when you take a payment on a 7-day payout schedule, that’ll be assigned to a payout scheduled to land in your account 7 days later.

When you create a refund however, or receive a dispute, or any other debit to your balance, this is scheduled not a week in the future, but for the very next available payout. Depending on geographic region, this could be the next day, or it could be several days in the future. So if you’re on a 7-day payout schedule it’s entirely possible to receive a payout on April 7 that contains payments from March 31, but refunds from as late as April 6. The payments would be counted under “Activity Paid Out in Later Months” for March, while the refunds would be counted under “Activity Paid Out in Month” for April.

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