Company ownership and director requirement

In certain countries, Stripe is required to collect, verify, and maintain information on a company’s owners — known as “beneficial owners” — and persons with significant control. We may also be required to confirm your company’s beneficial ownership and persons with significant control structures against the national registry of business in the country your account is set up in. These requirements come from the regulators in the country your account is set up in and are intended to promote transparency, and to prevent individuals from using complex company structures to hide terrorist financing, money laundering, tax evasion, and other financial crimes.

We recommend that you review your national registry of business and the information you submitted on Stripe for correctness and ensure that the information is consistent, especially if there have been any recent changes to the beneficial owners or persons with significant control.

Determine what information is required

If you sign up for a Stripe account directly, the information required will show in the account activation section of the Dashboard.

If you are creating Custom accounts on behalf of your Stripe Connect platform users, you can find the requirements by selecting the relevant country from the required verification information menu.

Beneficial Ownership Structure verification requirement

Country-specific information can be found below. Countries not listed may not require beneficial ownership structure verification at this time.

Ireland

We will check the business and beneficial ownership information you have submitted with Stripe against the information listed on the Central Register of Beneficial Ownership of Companies and Industrial and Provident Societies (RBO) (https://rbo.gov.ie/).  

If your business and beneficial ownership information submitted with Stripe completely matches the information listed on the RBO, there is no action needed.

If your beneficial ownership information submitted with Stripe does not completely match the information listed on the RBO, then there is a discrepancy. Discrepancies will be reported to the RBO. This doesn’t affect your ability to accept payments or make payouts to your bank account. You can review the information listed on RBO and the information you submitted on Stripe at any time and make any necessary updates. For more details, please review the RBO FAQ page here.

If your business information submitted on Stripe cannot be found in the RBO database and you cannot provide proof that your company has in fact registered with the RBO, then your ability to get payouts to your bank account will be paused after 14 days, and your ability to accept payments will be paused after 21 days. We are also required to notify the Registrar that your legal entity does not appear in the RBO. To re-enable your account, Stripe will ask you to upload documentation about your account on the RBO website. Your Proof of Beneficial Ownership document must be successfully reviewed and matched to the information on your Stripe account before your beneficial ownership can be verified. Reviews can take up to 24 hours for our team to complete. For more details about this reporting please review the RBO FAQ page here.

Accepted Document Types: For a list of accepted document types for Ireland and step-by-step instructions on how to use the RBO website, please refer to How to collect Beneficial Ownership Information from the RBO

United Kingdom

We will compare the business and beneficial ownership or persons with significant control information you have submitted with Stripe with the information listed on Companies House (https://www.gov.uk/government/organisations/companies-house).

If your business and beneficial ownership and/or persons with significant control information submitted with Stripe completely matches the information listed on Companies House, there is no action needed.

If your beneficial ownership and/or persons with significant control information submitted with Stripe does not completely match the information listed on Companies House, then there is a discrepancy. Stripe is required to report discrepancies to Companies House. This doesn’t affect your ability to accept payments or make payouts to your bank account. You can review the information listed on Companies House and the information you submitted on Stripe at any time and make any necessary updates. For more details about this reporting, please review the Companies House Guidance and Support page.

If your business information submitted on Stripe cannot be found in Companies House, we will ask you to submit a confirmation of your registration, and business ownership and/or persons with significant control information, on your Dashboard. Your ability to receive payouts to your bank account will be paused if you are unable to submit this confirmation. We are also required to notify Companies House that your legal entity is not registered on Companies House. For more details about this reporting, please review the Companies House Guidance and Support page.

Czech Republic, Estonia, and Latvia

We will compare the business and beneficial ownership and persons with significant control information you have submitted with Stripe with the information listed on your national registry of business:

If your business and beneficial ownership and persons with significant control information submitted with Stripe completely matches the information listed on your national registry of business, there is no action needed.

If your beneficial ownership and persons with significant control information submitted with Stripe does not completely match the information listed on your national registry of business, then there is a discrepancy. Discrepancies may be reported to your national registry of business. You can always review the information listed on your registry and the information you submitted on Stripe and make any necessary updates.

If your business information submitted on Stripe cannot be found in your national registry of business, then we will ask you to submit a confirmation of your business ownership information on your Dashboard. Your ability to receive payouts to your bank account will be paused if you are unable to submit this confirmation on your Dashboard. The information you submitted with Stripe on beneficial ownership and persons with significant control may be reported to your national registry of business.

Other EEA countries

We will compare the business and beneficial ownership and persons with significant control information you have submitted with Stripe with the information listed on your national registry of business.

If your business and beneficial ownership and persons with significant control information submitted with Stripe completely matches the information listed on your national registry of business, there is no action needed.

If your business and/or beneficial ownership information submitted on Stripe cannot be found or does not completely match the information listed on your national registry of business, we will notify you. This doesn’t affect your ability to accept payments or make payouts to your bank account. You can always review the information listed on your registry and the information you submitted on Stripe and make any necessary updates.

Additional information