If you have multiple Stripe accounts under the same business entity, Stripe Capital may underwrite the accounts together to help optimize your eligibility and the terms of offers your business receives. This means the accounts are underwritten and repay the financing jointly. To check your existing configuration, set up, or remove accounts relating to underwriting, contact Stripe Capital support team.

Your platform may set up additional accounts for you during a migration process. To prevent the creation of new accounts from impacting your eligibility for Capital financing, Stripe will consider the volume and transaction history from both new and existing accounts under the same business entity, in order to provide you with the best offers.

Capital offers are directed to the account with the primary processing volume. During the summary page of the application, you’ll be notified that the repayment rates will be applied to multiple accounts.

Once a financing is active, the Capital section in the Dashboard will show whether a specific account is involved in paying down financing. Additionally, an email notification is sent to all relevant accounts. You’ll also see the adjustment transactions between the accounts for paydowns. All accounts involved will share the obligations outlined in your financing agreement.