Accepting ACH payments with Stripe
Automated Clearing House (ACH) payments allow you to receive debit payments directly from a customer’s bank account instead of using credit or debit cards. ACH payments are provided with lower fees than card payments, but also require additional payer verification and introduce longer processing times for payment and refunding.
Stripe users in the United States can accept USD payments using ACH from customers with U.S. bank accounts.
In order to activate ACH payments, you will need to sign into your Stripe account and accept the Terms of Service.